Get your free estimate
We assess your home and recommend the right system at a fair price. No upsells, no pressure.
Flexible Financing
New system. Zero stress. Pay over time.
We believe every home deserves reliable comfort — not just the ones with room in the budget. Flexible financing options put a new HVAC system within reach today.
Why Finance?
Comfort shouldn't wait for a perfect budget.
When your system fails in the middle of July, waiting isn't an option. Our financing programs are designed to get you back to comfortable — quickly and affordably.
- Financing through our lending partners, GoodLeap and FastLane
- Soft credit check to apply
- Flexible options to fit your budget, subject to approved credit
◆ Our Financing Partners
GoodLeapFastLane
Subject to approved credit
Financing is provided by third-party lenders and is subject to approved credit. Rates and terms are set by the lender and confirmed at time of application.
Simple Process
How It Works
From estimate to install, the whole process takes less than a day. Here's what to expect.
Apply for financing
Quick online application. Most customers get a decision in under 2 minutes. Soft credit check only.
Get it installed
Approved? We schedule your install on a date that works for you.
Our Programs
Financing Options
We work with our financing partners, GoodLeap and FastLane, to offer a plan that fits your situation, subject to approved credit.
Financing is provided by third-party lenders and is subject to credit approval. Earth Air Heating & Cooling is not a lender and does not guarantee approval, rates, or terms. See our Terms of Service for details.
Promotional Financing
Offers vary by lender
Ask us about current promotional financing offers for new system purchases. Availability and terms are set by the lender.
- Available on select qualifying systems
- Offers change — ask for current terms
- Subject to approved credit
Flexible Terms
Options to fit your project
A range of term lengths for larger system replacements, so you can choose a plan that fits your budget.
- Terms confirmed when you apply
- No prepayment penalties
- Subject to approved credit
Quick Decisions
Apply by phone or online
Apply by phone or online and get a credit decision quickly, so we can get your install on the calendar.
- Quick online application
- Soft check — no impact on score
- Subject to approved credit
Rebates & Incentives
Rebates that can lower your cost.
Depending on the system you choose, you may qualify for federal, utility or manufacturer incentives. We will help you find what applies to your project.
Federal energy-efficiency tax credits
Where applicable, federal tax credits may be available for certain qualifying high-efficiency equipment, such as some heat pumps. Eligibility depends on the equipment installed and your own tax situation, so check with a tax professional.
California utility rebates
Current California utility rebates and incentive programs may be available for qualifying equipment and homes. Programs, requirements and funding change often, and we can point you to what is open right now.
Manufacturer rebates
When available, equipment manufacturers offer rebates on select models during promotional periods. Ask your Earth Air comfort advisor which offers apply to your system.
Availability, requirements and amounts for all rebates, credits and incentives are subject to change and may end without notice. Earth Air does not guarantee eligibility or approval. Confirm current program details with the program administrator.
Common Questions
Got questions? Good.
- Does applying for financing affect my credit score?
- Our initial application uses a soft credit pull, which does not affect your credit score. Only if you accept a loan offer will a hard inquiry occur.
- Can I finance repairs, not just new system installations?
- Yes. Financing is available for qualifying repairs starting at $1,500. Ask your technician or call us to confirm eligibility before your appointment.
- What if I want to pay off my balance early?
- There are no prepayment penalties on any of our financing programs. Pay it off early and you owe nothing extra — we prefer it that way.
- Is financing available for all services?
- Financing is available for most installations and larger repair jobs. Routine tune-ups and maintenance visits typically don't qualify. Call us and we'll confirm your job is eligible.
Ready to Get Started?
Apply today. Install on your schedule.
Call us for a free estimate, or jump straight to the online application. All financing is subject to approved credit.